Privacy Policy

1 Introduction

TBUSD, Inc. ("we," "us," or "our") operates the TBillUSD token program and the website tbillusd.com (the "Site"). This Privacy Policy explains how we collect, use, and protect information when you visit our Site.

Important: We do not provide direct services to token holders. All token transactions occur through third-party cryptocurrency exchanges. This Privacy Policy applies only to our website, not to exchanges or other platforms where tokens may be traded.

2 Information We Collect

2.1 Automatically Collected Information

When you visit our Site, we may automatically collect:

• IP Address: Your device's internet protocol address
• Browser Information: Browser type, version, and language settings
• Device Information: Device type, operating system
• Usage Data: Pages visited, time spent on pages, referring URLs
• Cookies: Small data files stored on your device (see Section 5)

2.2 Information We Do NOT Collect

We do not collect:

• Personal identification information (name, email, phone)
• Financial information (bank accounts, credit cards)
• KYC/AML information (exchanges handle this, not us)
• Token transaction data (this is on the blockchain)

3 How We Use Information

We use automatically collected information to:

• Operate and maintain the Site
• Analyze Site traffic and usage patterns
• Improve Site content and user experience
• Monitor Site security and prevent abuse
• Comply with legal obligations

4 Information Sharing

4.1 We DO NOT Sell Your Information

We do not sell, rent, or trade any visitor information to third parties.

4.2 Service Providers

We may share information with:

• Hosting Providers: For website hosting and infrastructure
• Analytics Providers: For traffic analysis (e.g., Google Analytics)
• Security Services: For DDoS protection and security monitoring

These providers are contractually required to protect your information.

4.3 Legal Requirements

We may disclose information if required by:

• Court orders or legal process
• Law enforcement requests
• Compliance with applicable laws
• Protection of our rights or safety

5 Cookies and Tracking

5.1 What Are Cookies

Cookies are small text files stored on your device that help websites function and analyze usage.

5.2 Types of Cookies We Use

• Essential Cookies: Required for Site functionality
• Analytics Cookies: Help us understand Site usage (Google Analytics)
• Performance Cookies: Improve Site speed and performance

5.3 Managing Cookies

You can control cookies through your browser settings:

• Chrome: Settings > Privacy and Security > Cookies
• Firefox: Settings > Privacy & Security > Cookies
• Safari: Preferences > Privacy > Cookies

Note: Disabling cookies may affect Site functionality.

6 Blockchain Transparency

6.1 Public Blockchain Data

TBillUSD tokens operate on public blockchains. All token transactions are:

• Publicly visible and permanent
• Linked to wallet addresses (not personal identities)
• Stored on-chain forever
• NOT controlled or deletable by us

6.2 No On-Chain Privacy

We cannot delete, modify, or hide blockchain transactions. Blockchain data is controlled by the network, not by us.

7 Third-Party Websites

Our Site may contain links to third-party websites (exchanges, documentation, social media). We are not responsible for the privacy practices of these sites. Please review their privacy policies.

8 Data Security

We implement reasonable security measures to protect information:

• SSL/TLS encryption for website traffic
• Regular security monitoring
• Access controls and authentication
• Secure hosting infrastructure

However, no internet transmission is 100% secure. We cannot guarantee absolute security.

9 Data Retention

We retain automatically collected information for:

• Usage Data: 90 days for analytics purposes
• Log Files: 30 days for security monitoring
• Cookies: Per browser settings (typically until cleared)

10 Children's Privacy

Our Site is not directed to children under 13. We do not knowingly collect information from children. If we discover we have collected information from a child, we will delete it immediately.

11 International Users

Our Site is operated from the United States. If you access the Site from outside the U.S., your information may be transferred to and processed in the U.S., which may have different data protection laws than your jurisdiction.

12 Your Rights

Depending on your jurisdiction, you may have rights to:

• Access: Request information we hold about you
• Correction: Request correction of inaccurate information
• Deletion: Request deletion of your information (limited for automatically collected data)
• Opt-Out: Disable cookies or analytics tracking

To exercise rights: Contact [email protected]

Note: Because we collect minimal information automatically, we may have very little data to provide or delete.

13 California Privacy Rights (CCPA)

California residents have additional rights under the California Consumer Privacy Act:

13.1 Right to Know

You can request:

• Categories of information collected
• Purposes for collection
• Categories of third parties we share with

13.2 Right to Delete

You can request deletion of your information (subject to legal exceptions).

13.3 Right to Opt-Out

We do not sell personal information, so opt-out is not applicable.

13.4 Non-Discrimination

We will not discriminate against you for exercising your privacy rights.

California Requests: Email [email protected] with "California Privacy Request" in the subject line.

14 European Privacy Rights (GDPR)

If you are in the European Economic Area, you have rights under the General Data Protection Regulation:

14.1 Legal Basis for Processing

We process information based on:

• Legitimate Interests: Site operation and security
• Consent: Cookie usage (where required)
• Legal Obligations: Compliance with laws

14.2 Your Rights

• Right to access your data
• Right to rectification (correction)
• Right to erasure ("right to be forgotten")
• Right to restrict processing
• Right to data portability
• Right to object to processing

14.3 Data Protection Officer

For GDPR inquiries: [email protected]

14.4 EU Representative

[To be appointed if EU operations expand]

15 Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated "Last Updated" date.

Material changes will be announced through:

• Prominent notice on our Site
• Email to registered contacts (if applicable)

Continued use of the Site after changes constitutes acceptance of the updated Privacy Policy.

16 Do Not Track (DNT)

Some browsers support "Do Not Track" signals. Our Site does not currently respond to DNT signals, but you can control cookies through browser settings.

17 Contact Information

For privacy-related questions or concerns:

• Email: [email protected]
• Security & Privacy: [email protected]
• Mailing Address:

TBUSD, Inc.

30 N Gould St #56241

Sheridan, WY 82801

18 Effective Date and Acceptance

This Privacy Policy is effective as of October 15, 2025. By using our Site, you acknowledge that you have read, understood, and agree to this Privacy Policy.

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Last Reviewed: October 14, 2025